100 Things I Want To Teach My Daughter #54 Retirement is a second chance to follow your dreams~

Typically speaking about retirement to my 22 year old daughter would be absurd. I mean you haven’t even started your career path. As of now, you still don’t know what you are doing in life. That’s ok. There is no rush, take your time and figure it out. Explore, learn, take chances and seek adventure. Do all this in your youth, but remember there is a whole lot of life to live before you get the chance to retire.

My advice to you, even though retirement seems so far away please start planning for it immediately. Retirement is not what it use to be. Our society was way more equipped to support the aging generation back in the day, sadly those days are long gone. Today it is our responsibility to take care of our own financial freedom for retirement. It is something to consider even before buying your own home. We become accustomed to a certain lifestyle when we work hard and follow our dreams. If you are lucky, you can afford a nice car, clothes that compliment who you are and entertainment that will bring you happiness. But once you reach a certain age and you want to retire, that income diminishes. You may want to continue wearing nice clothes, going to movies, travelling to foreign destinations but if you don’t have the financial freedom those things won’t happen.

It’s amazing to be young and be able to live the life you’ve dreamed of. Work hard, play harder.

I believe both your father and I would say if given the chance for a do-over in life, we’d say that we would have planned better for our retirement. It’s just not something we thought about, we didn’t worry about retirement. But it did creep up and if we hadn’t have made some smart financial decisions previously then dad wouldn’t have had the opportunity to retire at the age of 51. Well, technically he retired from his 9 to 5 job,got himself out of the office life at a nice young age. Thankfully he can still work from home and he has the ability to work on his own. We still have made sacrifices, we are not able to take as many trips as we would like. We don’t have new cars every four years, and we don’t buy “stuff” without thinking twice. It’s all worth it though, with dad being more available we have the opportunity to do all the things we’ve ever wanted. We are truly blessed~ I wouldn’t change it for anything. Well my lovelies, until next time…good night and god bless~

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